Cruel Days of Summer
Southern California summers feel never-ending, but the risks of heat illness go far beyond dehydration. This blog highlights overlooked dangers such as severe burns from collapsing on hot surfaces and long-term brain injuries caused by heat stroke. Learn why early nurse case management and proactive prevention are critical for protecting employees and managing workers’ comp claims.
The F Word
Discover why adjusters avoid calling something “fraud” until it’s proven in court, the difference between fraud and red flags, and the four key elements required to prove insurance fraud. Learn the challenges of prosecution and why understanding these realities is essential for claims professionals.
Heeere’s Sandy!
Back from a summer hiatus! Catch up with my latest updates: co-authoring a fun risk management book (yes, with Star Wars footnotes), launching a mental injury claims course with WorkCompCollege, and speaking at ELEVATE WorkComp Conference. Plus, thoughts on TikTok, trampoline bunnies, and why I’m doubling down on creating engaging insurance content that lasts.
Solar Panels & Insurance Fails
Are your leased solar panels covered under your commercial insurance policy? Many businesses assume the leasing company handles damage, but exclusions like vandalism and theft often leave them exposed. Learn why solar panels must be listed on your SOV and how to review lease agreements for better risk management.
Claims Are Avocados
A witty and insightful exploration of claim development through the deliciously relatable lens of avocado ripening. Blending storytelling, insurance expertise, and humor, this blog post breaks down how the timing, management, and documentation of claims impact their ultimate cost—just like picking the perfect avocado. Ideal for risk managers, claims professionals, and insurance nerds who appreciate a ripe analogy (pun intended), this post makes complex risk concepts engaging and memorable.
Wanted: Excellent Communication
Explore the underrated yet essential skill of communication in claims adjusting and management. This blog reflects on real-life industry experiences, the lack of communication training, and why it's time we stop assuming employees can communicate effectively—and start teaching them how.
“Insurance is a Scam”
Is insurance really a scam, or just a misunderstood necessity? This thought-provoking blog post breaks down why the industry feels shady—spoiler: it’s the lack of consumer education. Learn how exclusions, limits, and regulatory requirements shape your coverage, and why catchy ads miss the mark. A must-read for anyone confused by their policy or tired of geckos selling peace of mind.
Insurance Loan Sharks
Discover the wild world of litigation funding, explained through an Uber ride, loan sharks, and Paulie from The Sopranos. From predatory interest rates to unregulated investment funding that’s shaking up the liability insurance market, this blog breaks down how lawsuits are being secretly bankrolled—and why it matters for risk management and insurance pros.
Make It. Then, Make It Good.
Roundtables in risk management often suffer from silence and indecision. This blog challenges professionals to stop waiting for perfect and start creating. Learn why making something—imperfect as it may be—is the first step to impactful risk strategies and meaningful contributions.
Risk Management Lessons from the Diddy Trial
Explore the risk management and insurance implications emerging from the Diddy trial, including Cassie Ventura’s $10M hotel settlement. Learn why Intercontinental Hotels may be liable, and uncover key lessons for businesses on duty of care, employee training, workplace violence protocols, and video surveillance policies. Real-world takeaways for hospitality, HR, and risk professionals.
The Limit Does Not Exist…
Learn how to decode your workers’ comp audit scores, what different audit types really mean, and how to take action like a Spring Fling Queen. From subrogation mysteries to disability management gaps, this guide serves up serious risk management tips with a pop culture twist
Soda & Lies: Why Risk Managers Should Sit in on Marketing Meetings
When you’re a Risk Manager, everyone’s business is your business, including the Marketing Team. Learn how false advertising claims can leave you exposed.
Insurance Structures Explained...by How Much McDonald’s Money You Have
Ever wonder how your insurance program stacks up? From fully insured to large deductible to self-insured, we’re breaking it down with a childhood classic: McDonald’s. Learn how financial responsibility, claims control, and risk exposure change as your “McDonald’s money” grows. A fun, relatable guide for insurance, risk, and finance pros.
What Wendy’s Tweets Teach Us About Risk Management
Risk isn’t just about avoiding loss, it’s also about recognizing potential gains. This post breaks down how Wendy’s bold Twitter strategy is a prime example of Enterprise Risk Management (ERM) done right. Learn how evaluating both upside and downside risk can drive growth, innovation, and serious ROI, even in unexpected places like social media.
Insuring Billionaires in Space: A Risk Manager’s Fever Dream
Who Insures Space Tourists? A Look at Risk and Insurance in Recreational Space Travel